FHA Underwriting Guidelines     

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Mortgage Underwriters

We established our first mortgage underwriting guidelines web site in 2002.  www.Mortgageunderwriters.com has had great success.  Our intent was to educate the consumer so they wouldn't be taken advantage of by inexperienced lenders or loan officers.  To my surprise, it wasn't just buyers calling with questions, it was underwriters and loan officers from all around the world.  And, I might add ... at all hours of the night and day.

I didn't realize that even some mortgage professionals do not have anywhere to get advice or to research issues.  There are a few places on the net, but they have very high membership fees and the sites are complicated and difficult to maneuver.  There is simply no way I could include every detail the professionals need.  

However, www.fha-guidelines.com is available for the mortgage underwriter.  It is far more detailed and you must have a basic understanding of the guidelines for the information to be useful to you.  I am always available to answer your questions and if I don't know the answer I do know where to get it.  Just send an email to me and I'll get right back to you.

In 2002 we also created a For Sale By Owner web site.  It is a wonderful web site with lots of information that will help owners sell their homes.  The site is totally free for sellers to list their homes and they can upload 4 pictures.  I really believe people can sell their own home and save all that money.  I get really frustrated with a lot of the For Sale By Owner websites that charge a fortune for services that the FSBO does not need.  They are just getting ripped off.  Take a look at our site.  For Sale By Owner 

We developed this FHA specific web site because of the dramatic changes going on in the mortgage industry today.  The Sub-prime fall out is causing people to turn to FHA loans in greater number.  FHA loans have always been a very good loan with low rates but they can seem complicated which is why we now have this site.  We are still adding and changing things so if you feel there are areas we should include or give more detail to, please let us know.  If you see that we have made errors or that the guidelines have changed, please let us know that too.  We welcome your input and value your opinion.  Drop us an email.

In the near future we will be releasing our new web site on VA mortgage underwriting guidelines.  Check back for an active link in early July, 2008.  If you have any VA mortgage questions now we will be happy to answer them.  I spent 6 years in the United States Navy and purchased my first home using a VA loan.  It was a great option because we had no money for a down payment.  My son is in the Navy now.  I'm sure his first home will be financed on a VA loan too.

I hope our site helps you.  Remember, if you have any questions send me an email.  questions@fha-mortgageunderwriters.com

 


Connie Sanders
Owner

 

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Email: questions@fha-mortgageunderwriters.com